Personal Loans

A personal loan is a type of loan that is generally used for personal, rather than business, purposes. Personal loans can be used for a variety of purposes, such as consolidating debt, financing a major purchase, or covering unexpected expenses.

Personal loans are typically unsecured, which means that they do not require collateral, such as a home or car. Instead, the borrower's creditworthiness is used to determine whether they qualify for the loan and what interest rate they will be charged. In some cases, borrowers may be required to provide proof of income or employment to qualify for a personal loan.

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